Private Insurance Policies

What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Insurance Policies? Can I have it in my Policy that if something happens to my house the insurance will settle the money with me, instead of paying checks to builders directly?

How many health insurance policies written in USA in 2007 or 2006? We understand that 49 million plus Americans do not have health insurance. There is individual and there is family insurance. Therefore, if 300 million Americans and 50 do not have health insurance then 250 million do. Were 250 million policies written?

How do we customize insurance policies according to corporate needs? Do different industries prefer different policies? Is there any patern that is observed. What kind of policies are most sought for and why?How can you improve your chances of selling an insurance policy to a corporate.?

Are Insurance policies a scam if they do not honor policies holders as in Katrina? Sorry no one would answer this question in insurance area.... Is there a list of Insurance companies that have not honored policies of Katrina? Is there a candidate who has addressed the insurance companies that do not honor policies, and why are they still allowed to exist?

What are the MaineCare health insurance policies on this? If a person is covered under MaineCare Insurance, what are the policies regarding doctor's visits and such? My sister plans on having a homebirth and doesn't need to use her health insurance unless there is an emergency and she needs to go to the hospital. Will MaineCare still cover it or will they give her a hard time?

What types of policies have been losing money for insurance companies? Are property insurance policies in Florida (Hurricane area) still costing insurance companies? Any other kinds?

Do most car insurance policies cover both operator and the main driver of the car? Do most car insurance policies cover both the operator of the car and the main driver the insurance policy is under?

How can I trace old insurance policies and books in Glasgow? I was an insurance agent in approx 1966 with the Cooperative Insurance Society based in Glasgow. I had policies both industrial and OB, plus my own book. I left the UK in 1967 and came back recently. How can I trace the policies and my book for which I have never received payment? I have lost all policy numbers etc.

Is there life insurance policies available through the military for spouses? My husband is AF active duty. He has his own life insurance policy through the military. Does the military offer policies for spouces? If so, where can I go to get this information?

Can you find out what insurance policies someone has after there dead? I want to know if there is some website that can tell you what insurance policies existed after someone has died.

Can anybody give me guideline regarding medical insurance policies for people travelling to united states? There are many traveler's insurance but they do not seem to cover if the traveler has some past medical condition such as diabetes etc. Particularly, if something happens because of the pre-existing condition, most of these insurance policies do not cover anything.

who ownes the 2 insurance policies on home purchased thru land contract? 2 insurance policies were purchased on a home that burned down. the home was being sold under a land contract. the buyer was (unknowingly) paying for both the insurance policies. the seller now wants the payout from both policies. is he entitled to the money from both policies and should he be paid the remaining balance on a house that has now been totaled by fire?

Am I allowed to use two different Health insurance policies for visitng the doctor and paying for meds? I have two different inssurance policies and I am not covered by one of them for certain meds that I need. However, the other insurance policy I have does cover the med. Now I have used the one that does not cover the med to see the doctor and am not sure if I can now use the other to pay for the med. Any info would be apprecitated.

Are there any life insurance policies that will pay out in the event of suicide? Are there any life insurance policies that will pay out in the event of suicide? No, I am not thinking of suicide. In the United States.

Is there a limit on the number of life insurance policies one person can have? My husband has 5 or 6 life insurance policies on himself, all with me as the beneficiary. He has 2 policies through his union, 1 through his job, and the rest he purchased. We live in California, I was wondering if this is legal? If he were to die would I be entitled to the money from all the policies? I think there is no need to have so many policies & continues to pay for them, one is fine. Please advise.

How to purchase unwanted life insurance policies? I am a investor seeking a website to purchase unwanted life insurance policies/ domestic or international doesnt matter.

I have heard that there are companies that BUY life insurance policies no longer wanted for cash? I understand that some companies (factors?) buy unwanted life insurance policies that are no longer contestible (owned over two years) for a cash payment (some percentage of the face value of the policy) and then pay the premiums because they will eventually get the proceeds when the owner dies. Does anyone here have experience with this procedure? Does anyone know a list of such companies when one has such a policy that has been in force a long time? All replies are appreciated.

How do you find out what Life Insurance Policies your husband/spouse has take out on you? I am a woman in general good health with no ailments or terminal disease. My husband had a $500,000 life insurance policy on me. I had originally signed a much lower amt to cover any funeral fees (the basic) for unexpected death, however, he deliberately raised it this much to half a million dollars without my knowledge. He currently has other life insurance policies, however, has mentioned it is only placed on him. I called the life insurance company in question and asked my policy to be deleted, however, I was told that it was not possible because my spouse was the Primary holder of that account. ALSO, I was told that even after a divorce, he could still have that insurance on me and there wasn't anything I could do about it. I am currently divorcing him over this matter and we have 4 children. How do I find out all of the insurance policies he may have on me and the kids? Any advise would be appreciated. Also, I might add that there is more to it about divorcing him than just that. This was just the last straw that made me want to get out. He has been very controlling and manipulative all of the time we have been married. Thanks to all of the answers I have received so far.

How are life insurance policies paid out? To the policy holder or the trustee? My parents have a life insurance policy in my father's name. They are both trustees. They are now divorced. Who receives the benefits of the policy as it has now matured? Any help would be appreciated.

1.How many life insurance policies does State Farm currently have? 2. What are the three differnt types of whole life insurance? 3. How much money does it takes to open each up each of the three policies? 4. What are annuities? Give two examples of annuities?

Is there any legislation that provides that insurance policies have to be in a language the client can read? I am purchasing an insurance policy in Spain. The company is Zurich, and international provider. The policy is written in Spanish. They are refusing to provide a translation. Is there any EC Directives which they are failing to comply with? If so, where can I find it?

Can you own two home owners insurance policies? I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to compensate me for my losses outside of the actual building of the house it self?

Car insurance - if 2 people are going to drive the car are 2 seperate insurance policies required? My roommate is looking into getting a car and wants to give me access to driving it. Do we need to get 2 seperate insurance policies to drive the car. How does insurance on a car work?

Can I put my name on two different insurance policies? Say I've got my own insurance policy i.e TPF&T, Can my brother inlaw also put me down on his insurance policy as a second driver so I could drive his car? Any help please?

How many simultaneous medical insurance policies can I carry? Assume a.) Husband carries medical insurance through work that covers both husband and wife b.) Wife carries medical insurance though work that covers both wife and husband Partner goes to doctor; which policy covers billing? Can a.) cover the visit, medication while b.) covers the co-pays? to net a "0" bill? Why would it benifit me to tell either insurance company that I have insurance with the other?

Is it illegal to run 2 insurance policies on one vehicle? Is it illegal for me to have a car with full comprehensive cover from Direct Line - then for a friend to take out day insurance on my car for a couple of days without doing anything to my existing DL policy?

Both me and my sister are new drivers. Would it be cheaper to get joint or separate car insurance policies? We are planning to buy a car together and are looking to reduce insurance costs. Also, since i have already passed my driving test and she is yet to do so, would i get charged more for getting a single policy and then adding her onto it later when she finally passes. Or would this final sum amount to the same?

Several insurance policies found. Is there central web site to learn what happened to these companies? Thanks Found dozens of life insurance policies in estate of relative. Most from 40s, 50s, 60s. How can I find out what happened to these companies? I googled them, but they don't exist, and I can find no reference as to who took them over. Is there a central site I can reference to determine who acquired these companies? Most policies $200 to $500. Thanks for your help.

Is it beneficial to switch life insurance policies? Is it beneficial to switch life insurance policies if they promise you a 20% lower rate or it's none more than another catch?

Can I own two life insurance policies in the same time? Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill? Currently I have a life insurance and long-term disable policy from work. I heard that it is better to own life insurance and long-term disable policy outside of the work, in case suddenly loss job. My question is if there would be problems when claim the benefit. Thank you for your advice.

Whether I will surrender all the insurance policies at the time of market down? I need experts answer? Dear Friends Actually I took 20 insurance policies on all the private insurance companies. The market is down now. Daily my net assets value are decreasing. No trend for increasing. Whether I will surrender all of my policies immediately and get the amount is my question. Because my account now shows (i.e net assets value shows below the amount what I paid) Net assets value is below the premium amount paid.

Is there an insurance company that had maternity available to individual insurance policies? I am switching to a career that does not have a group plan and need insurance for a possible pregnancy in the near future. I am having trouble finding any good priced insurance that has maternity available other than Blue Cross under an indivdual policy. With Blue Cross I am looking at $300 for a monthly premium...just for a maternity option. Then add a $200 premium for basic health insurance. HELP!!!

Can we buy multiple accident insurance policies and have the benefit of SA of all of them in case of accident? Can we buy multiple personal accident insurance policies and have the benefit of SA of all of them in case of an accident?

Can I have two health insurance policies? I already have health insurance through my wife's company, but my company is now starting to offer insurance. We just renewed our policy at my wife's company, and that won't run out until June 30 next year. My company's insurance will start August 1. Benefits are better with my wife's company, and even though we have to pay, I'd rather have that. Any advice?

Would like to know which insurance company is providing policy for widows and details of such policies please. Would like to know which insurance company is providing Life insurance policy for widows and details of such policies ,Eg: eligibility, term and sumassured etc..

Is it legal for an insurance company to not cover you if you stay with that company but change policies? I am trying to get a health insurance policy with Blue Cross/Blue Shield of IL. I have had and HMO policy with them for about 3 years. My cobra policy with them is about to run out shortly as of March 1. I was in the process of trying to get another policy with them. I had the understanding that they would cover me completely since I had been covered with them for 3 years. Was I mistaken? Can they reject me just like anybody else? Do they not have to accept my medical pre -existing conditions? I thought they did since they had been covering them for this amount of time. I do not know anything about the law. Is there any place I could look to find out my rights in this matter? I have to know soon. I do not want to be without insurance.

Are there any disadvantages to being covered by 2 health insurance policies? I am currently covered by my husband's VERY GOOD health insurance. However, now that I have reached the 5-year anniversary at my current job, I am eligible to join my company's insurance for free (no premiums). The only thing is... it sucks. It's a straight PPO, no preventative care, everything covered at 80%/20%, no pre-existing condition coverage. I would like to stay on my husband's plan, but join my employer's plan as well as a back-up in case anything major happens. Can I do this? Are there any disadvantages if the "bonus" policy is completely free? Do I choose who my primary insurance is, or do the insurance companies? What else do I need to know? Thank you so much for your help.

how do i find a silent backer for life insurance policies? i would like to sell life insurance to foreigners doing and residing in the u.s.i want the money from the sells to go to a foundation for homeless jobless and americans who need medical ins.they are profiting in our country there life should depend on them also helping with our needs here.to not be would be treason.benificiaries on policies would be 10am treason.could some please direct me to the right path to achieve this

Can I be on two car insurance policies at once? I recently got my license and am under my mothers car insurance policy, however; I'm staying at my aunts this summer and have to drive my pap's car to work. My pappy (98 yrs old) is transferring the car in my name..and getting insurance in my name only for 6 months. My question is..can i be on two policies (a state farm and nationwide) at once? Or would I have to be taken off of the one with my mother? My mother is being rude about it and won't call, so I am asking here.

Does anyone know about HO insurance policies and if they typically cover collapsing pipes under a slab house? Our pipes under our slab floor house are collasping and we have been told that our AAA Homeowners Insurance Policy probably does not cover the repairs. I have tried to descipher our policy coverages but I am confused. The house is only 20 years old. Any advice or knowledge would be appreciated.

Are you allowed to have multiple insurance policies on one car? Am i able to have for example 1 policy for me 1 policy for my son with different insurance companies