Private Insurance Policies

Disability Insurance?

I am looking for Disability Insurance. Dose anybody has disability insurance and would you recommend your company ?

Public Comments

1. What state do you reside in? I would avoid UnumProvident. They have a bad reputation. Northwestern Mutual is good.
2. as far as insurance companies go look at northwearern mutual, mass mutual (I work for them), guardian, and met life
3. You can use Assurity or Met. They can be really cheap. 1-888-736-0039. You can ask for Chris
4. I sell Disability Insurance and I usually recommend Illinois Mutual. They have a great rider called the Surrender Value Rider which returns all of your premiums back to you at age 65 minus any claims you have made. So if you never have to use the benefits, you get all your money back!
5. Different companies will be better for different professions. Assurity is good for the blue collar and higher risk. Find a good agent and ask him to quote different companies for you. Cheaper is not always better!!!